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Cleo

An AI assistant for budgeting, saving, and money habits

Cleo is a personal finance app that analyzes your spending, helps you set savings goals, and gives you blunt feedback on habits. It also offers Autopilot to automate parts of your money management.

Web
Voice
Memory
B2B
B2C
Semi-Autonomous
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About

What It Is

Cleo is an AI financial assistant focused on personal money management. It’s aimed at consumers who want help budgeting, tracking spending, saving, and staying accountable to financial goals. The product positions itself as a conversational layer on...

What to Know

Cleo appears to be more of a domain-specific financial companion than a general-purpose agent. The strongest evidence of autonomy is Autopilot, which says it can automate money goals and saving behavior, but the site does not clearly show fully...

Key Features
Analyzes spending patterns
Calls out spending habits in a conversational style
Helps users set and meet money goals
Adapts to changes in a user's financial situation
Automates savings goals through Autopilot
Use Cases
Budgeting and tracking day-to-day spending
Setting savings goals and automating transfers
Getting feedback on spending habits and overspending
Agenticness: Reactive Tool

Responds to prompts but takes no autonomous action.

High evidence
Last evaluated: Mar 28, 2026

Dimension Breakdown

Action Capability
Autonomy
Adaptation
State & Memory
Safety
How agenticness works →

Categories

Finance & Planning
Pricing

Pricing not publicly available.

Details
meetcleo.com
AddedJanuary 16, 2026
RefreshedMarch 28, 2026
Agenticness
Reactive Tool
Quick Facts
DeploymentCloud-hosted
AutonomySemi-autonomous
Model supportSingle model
Open sourceNo
Team supportIndividual only
Pricing modelFreemium
Interfacechat, gui, api
Sources
WebCleo makes money better.
Webcleo on PyPI
Last updated March 30, 2026
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